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Terms of Service

Last updated: April 8, 2026

Use of This Site

This website is operated by ClaraPay for the purpose of providing information about our debt collection services and facilitating communication with consumers regarding their accounts.

Debt Collection Notice

ClaraPay is a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose.

SMS Opt-In

By opting in to receive text messages, you consent to receive automated text messages from ClaraPay regarding your account. Msg & data rates may apply. See our SMS Policy for full details.

Limitation of Liability

This site is provided "as is" without warranties of any kind. We are not liable for any damages arising from your use of, or inability to use, this site.

Governing Law

These terms are governed by applicable federal and state laws. Any disputes shall be resolved in accordance with the Fair Debt Collection Practices Act and other applicable regulations.

Privacy

Your use of this site is also governed by our Privacy Policy.