Legal

Important disclosures, policies, and agreements related to ClaraPay's services.

Your Rights Under the FDCPA
Your consumer rights under the Fair Debt Collection Practices Act, including how to dispute a debt and stop collection contact.
Privacy Policy
How ClaraPay collects, uses, and protects your personal information.
SMS Policy
Opt-in, opt-out, and data usage information for ClaraPay text messages.
Email Opt-Out Policy
How to opt out of email communications from ClaraPay.
California Privacy Rights (CCPA)
Rights for California residents under the CCPA/CPRA, including access, deletion, and correction of personal information.
Cookie Policy
How ClaraPay uses cookies and similar technologies on its website.
Security Policy
How ClaraPay protects your data, including encryption, access controls, and breach notification.
Accessibility Statement
ClaraPay's commitment to WCAG 2.1 AA compliance and how to report accessibility issues.
Terms of Service
Terms and conditions governing use of the ClaraPay consumer portal.