What is your debt portfolio actually worth?
Answer seven quick questions about your portfolio and get a tailored estimate of what ClaraPay would recover for you — and what we might pay to buy it outright. Free, in under a minute.
Tell us about your portfolio
Two quick questions to start.
Questions, answered
Why a range and not a number?
Because an honest estimate from seven inputs is a range. Recovery depends on account-level detail we haven't seen yet — data quality, contact information, statute-of-limitations mix. A portfolio review turns the range into a firm quote.
Does ClaraPay buy debt?
ClaraPay is a contingency agency first — we collect on your behalf and you pay only when we recover. We may also purchase select portfolios outright. The purchase range shown is indicative and non-binding: any purchase is at ClaraPay’s sole discretion, subject to review, due diligence, and a definitive written agreement.
What happens after I submit?
You see your estimate immediately, and we email you a copy along with our industry whitepaper. If you want a firm number, book a portfolio review — thirty minutes with your real file.
Is my information shared?
No. Your inputs and email stay with ClaraPay — we use them to prepare your estimate and follow up. We never sell or share your information with third parties, and you can unsubscribe anytime.
Ready for a firm number?
Thirty minutes with your real portfolio turns the estimate into a firm contingency quote — no obligation.
Book your portfolio review